Chennai, India
Personal Loan in Chennai
Instant personal loans up to ₹40 lakh for salaried professionals and self-employed in Chennai. Wedding, medical, travel, education or any personal need — minimal paperwork, 24–72 hour disbursal.
10.49%
Rate from
₹40L
Max amount
12–84 mo
Tenure
Why Chennai borrowers choose us
Best-in-market rates from 10.49%
We shop your profile across 48+ lenders to lock in the lowest possible rate for your CIBIL band.
24–72 hour disbursal
Pre-approved offers for clean profiles often disburse same-day to Chennai borrowers.
Minimal documentation
Most personal loans approved with just KYC, salary proof and bank statements.
No-collateral, no-guarantor
Purely unsecured — your income and credit score do the talking.
Eligibility
- Salaried with ₹25,000+ monthly take-home, OR self-employed with ₹3L+ annual income
- Aged 21–60
- 1+ year employment / 2+ years business
- CIBIL 700+ preferred
Documents needed
- PAN & Aadhaar
- Latest 3 months salary slips / ITR
- 6 months bank statements
- Address proof
60-second check
Are you eligible for a personal loan?
Step 1 of 3
What is the loan for?
Plan your EMI
Monthly EMI
₹54,356
*Indicative EMI. Actual interest rate depends on lender, credit profile & eligibility.
Indicative rates & fees
| Product | Interest rate (p.a.) | Tenure | Processing fee |
|---|---|---|---|
| Unsecured Business Loan | 10.50% – 24.00% | 12–60 months | 1–3% |
| Loan Against Property | 9.00% – 13.50% | Up to 180 months | 0.5–2% |
| Home Loan | 8.35% – 10.50% | Up to 360 months | 0.25–1% |
| Personal Loan | 10.49% – 24.00% | 12–84 months | 1–3% |
| Working Capital / OD | 10.00% – 16.50% | Renewable yearly | 0.5–1.5% |
| Car Loan | 8.75% – 12.50% | 12–84 months | 0.5–1% |
Rates are indicative, vary by lender, profile, CIBIL score and tenure. Final terms confirmed by the lending bank/NBFC at sanction.
Serving every neighbourhood in Chennai
Our advisors visit you wherever you are — including Anna Nagar, T. Nagar, Velachery, OMR, Tambaram, Adyar, Porur, Chromepet.