1. Data we collect
- Identity: name, date of birth, PAN, Aadhaar reference (masked), address.
- Contact: phone number, email, WhatsApp opt-in.
- Financial: income, employment, bank statements, ITR, existing EMIs, CIBIL score.
- Property (where applicable): title documents, valuation reports, encumbrance certificate.
2. Why we collect it
- To assess your eligibility across our 48+ empanelled lenders.
- To submit and follow up on your loan application with the chosen lender(s).
- To keep you informed about the status of your application via phone, WhatsApp or email.
3. Who we share it with
- Only the specific banks / NBFCs you have consented to apply with.
- Regulatory authorities, if lawfully required.
- We do not sell, rent or trade personal data with third parties for marketing.
4. Storage & security
- Data in transit is protected via 256-bit TLS.
- Data at rest is stored on access-controlled infrastructure with role-based permissions.
- Physical documents are handled by named advisors and are not retained beyond need.
5. Retention
Application data is retained for the period required by lenders and applicable law (typically 8 years from the date of last transaction). Non-progressed enquiries are purged after 24 months of inactivity.
6. Your rights
- Request a copy of the personal data we hold about you.
- Correct any inaccuracy in that data.
- Request deletion where no legal / lender obligation requires retention.
- Withdraw WhatsApp / email marketing consent at any time.
To exercise any right above, write to connect@moneymaxfingrow.com.