All services
Home & Property
Loan Against Property (LAP)
Mortgage residential, commercial or industrial property for any end-use.
- Interest rate
- 9% – 14% p.a.
- Loan amount
- Up to ₹25 crore (50%–70% LTV)
- Tenure
- Up to 20 years
- Processing fee
- 0.5% – 1.5%
Eligibility
- Owner of clear-title property
- Stable income (salaried or self-employed)
Documents required
- KYC
- Property chain documents
- Income proof
- 12 mo bank statement
Key features
- Up to 70% of property value
- Longest tenure among business funding
- Lower rate than unsecured loan
- Property can be residential, commercial or industrial
Best for: Large ticket sizes, longer tenure, lower rate than business loan.
Insider tip: Get a 'sanction-before-disbursal' deal to negotiate processing fees down.
Why apply through Moneymax Fingrow
- 19 years of lending expertise and ₹1,048 Cr+ disbursed.
- 48+ banks & NBFCs compared in a single application.
- Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
- Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.