All services
Home & Property
Home Improvement Loan
Funds for repairs, interiors, extensions, modular kitchen or roofing.
- Interest rate
- 8.4% – 12% p.a.
- Loan amount
- Up to ₹50 lakh
- Tenure
- Up to 15 years
- Processing fee
- 0.25% – 1%
Eligibility
- Owner-occupied house
- Stable income
Documents required
- KYC
- Title deed
- Renovation estimate from contractor
Best for: Treated almost like a home loan — low rate, long tenure.
Tax benefit: Sec 24(b): interest up to ₹30,000/yr.
Insider tip: Bundle it as a top-up on existing home loan to avoid fresh paperwork.
Why apply through Moneymax Fingrow
- 19 years of lending expertise and ₹1,048 Cr+ disbursed.
- 48+ banks & NBFCs compared in a single application.
- Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
- Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.