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Home & Property
Plot / Land Loan
Purchase of residential plot for self-construction within 3–5 years.
- Interest rate
- 8.5% – 10.5% p.a.
- Loan amount
- Up to ₹5 crore (up to 70% LTV)
- Tenure
- Up to 20 years
- Processing fee
- 0.4% – 1%
Indicative figures only. The final amount, interest rate and tenure are subject to lender eligibility, property valuation, cash flow and credit policy. Approval is decided by the lender.
Eligibility
- NA-approved plot in municipal limits
- Indian resident, age 21–65
Documents required
- KYC
- Income proof
- Plot sale deed + encumbrance certificate
Best for: Building a home from scratch with composite loan option.
Insider tip: Convert to composite loan once construction starts to unlock tax benefits.
Why apply through Moneymax Fingrow
- Founders with 19+ years of banking and NBFC experience; ₹1,048 Cr+ disbursed since 2017.
- 48+ banks & NBFCs compared in a single application.
- Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
- Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.
Free 2026 rate guide
MSME Loan Interest Rates 2026: 48+ Banks & NBFCs Compared
See which lender gives your business the cheapest money — from 8.5% p.a., approval in 48 hours.
Comparing facilities rather than one product? Our business loan and MSME funding guide sets out working capital finance, overdraft, cash credit, term loan and loan against property side by side.