All services
Home & Property
Plot / Land Loan
Purchase of residential plot for self-construction within 3–5 years.
- Interest rate
- 8.5% – 10.5% p.a.
- Loan amount
- Up to ₹5 crore (up to 70% LTV)
- Tenure
- Up to 20 years
- Processing fee
- 0.4% – 1%
Eligibility
- NA-approved plot in municipal limits
- Indian resident, age 21–65
Documents required
- KYC
- Income proof
- Plot sale deed + encumbrance certificate
Best for: Building a home from scratch with composite loan option.
Insider tip: Convert to composite loan once construction starts to unlock tax benefits.
Why apply through Moneymax Fingrow
- 19 years of lending expertise and ₹1,048 Cr+ disbursed.
- 48+ banks & NBFCs compared in a single application.
- Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
- Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.