All services
Business & MSME
Cash Credit (CC)
Working capital limit against stock and book debts for traders, manufacturers and distributors.
- Interest rate
- 9% – 16% p.a.
- Loan amount
- ₹2 lakh – ₹50 crore
- Tenure
- 12 months, renewable
- Processing fee
- 0.5% – 1.5%
Eligibility
- Registered business with 2+ years vintage
- Stock and receivables as primary security
- Regular GST filings
Documents required
- KYC
- GST returns
- Audited financials
- Stock statement
- Debtors listing
- Bank statements
Key features
- Limit based on stock + book debts
- Monthly stock reporting
- Flexible drawdowns
- Lower cost than unsecured business loan
Best for: Manufacturers, traders, distributors with regular inventory turnover.
Insider tip: Submit monthly stock statements on time — delays can freeze the limit or attract penalty interest.
Why apply through Moneymax Fingrow
- 19 years of lending expertise and ₹1,048 Cr+ disbursed.
- 48+ banks & NBFCs compared in a single application.
- Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
- Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.
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