Core Advisory Services
EMI Reduction
Restructure existing loans to reduce monthly outgo without hurting your credit profile.
- EMI cut
- EMI cut up to 35%
- Existing EMIs
- Existing EMIs ₹25,000+/month
- Tenure impact
- Remaining tenure extended
- Advisory fee
- 0.5% – 1%
Indicative figures only. The final amount, interest rate and tenure are subject to lender eligibility, property valuation, cash flow and credit policy. Approval is decided by the lender.
Eligibility
- Existing home loan / LAP / business loan
- 12+ EMIs paid on time
- No defaults in last 12 months
Documents required
- Existing loan statement
- Foreclosure letter
- KYC
- Income proof
Best for: Cashflow stress, rising interest rates, need for monthly budget relief.
Insider tip: A longer tenure reduces EMI but increases total interest — compare lifetime cost before you sign.
Why apply through Moneymax Fingrow
- Founders with 19+ years of banking and NBFC experience; ₹1,048 Cr+ disbursed since 2017.
- 48+ banks & NBFCs compared in a single application.
- Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
- Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.
Free 2026 rate guide
MSME Loan Interest Rates 2026: 48+ Banks & NBFCs Compared
See which lender gives your business the cheapest money — from 8.5% p.a., approval in 48 hours.
Comparing facilities rather than one product? Our business loan and MSME funding guide sets out working capital finance, overdraft, cash credit, term loan and loan against property side by side.
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