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Core Advisory Services
Interest Rate Reduction
Negotiate balance transfer or rate reset to reduce the interest rate on your existing loan.
- Rate reduction
- Rate reduction 0.50% – 2%
- Min outstanding
- Outstanding ₹10L+
- Tenure option
- Remaining or extended
- Advisory fee
- 0.25% – 1%
Eligibility
- Existing loan with 12+ EMIs paid
- CIBIL 700+
- Current rate above market
Documents required
- Existing loan statement
- Foreclosure letter
- KYC
- Income proof
- Property docs if LAP/home
Best for: Home loans, LAP, business loans where market rates have dropped.
Insider tip: Do the math — BT saves money only if remaining tenure > 5 years and saving > 0.75%.
Why apply through Moneymax Fingrow
- 19 years of lending expertise and ₹1,048 Cr+ disbursed.
- 48+ banks & NBFCs compared in a single application.
- Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
- Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.
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