Core Advisory Services
Interest Rate Reduction
Negotiate balance transfer or rate reset to reduce the interest rate on your existing loan.
- Rate reduction
- Rate reduction 0.50% – 2%
- Min outstanding
- Outstanding ₹10L+
- Tenure option
- Remaining or extended
- Advisory fee
- 0.25% – 1%
Indicative figures only. The final amount, interest rate and tenure are subject to lender eligibility, property valuation, cash flow and credit policy. Approval is decided by the lender.
Eligibility
- Existing loan with 12+ EMIs paid
- CIBIL 700+
- Current rate above market
Documents required
- Existing loan statement
- Foreclosure letter
- KYC
- Income proof
- Property docs if LAP/home
Best for: Home loans, LAP, business loans where market rates have dropped.
Insider tip: Do the math — BT saves money only if remaining tenure > 5 years and saving > 0.75%.
Why apply through Moneymax Fingrow
- Founders with 19+ years of banking and NBFC experience; ₹1,048 Cr+ disbursed since 2017.
- 48+ banks & NBFCs compared in a single application.
- Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
- Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.
Free 2026 rate guide
MSME Loan Interest Rates 2026: 48+ Banks & NBFCs Compared
See which lender gives your business the cheapest money — from 8.5% p.a., approval in 48 hours.
Comparing facilities rather than one product? Our business loan and MSME funding guide sets out working capital finance, overdraft, cash credit, term loan and loan against property side by side.
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