Bank on us, not on the bank
Business funding consultation for MSMEs and growing companies
Rejected, under-funded or unsure which facility fits? Our business loan consultants help you structure LAP, CGTMSE, working capital CC/OD, term loans and refinancing — and take your file to lenders whose policies match your case.
- Empanelled channel partner with 48+ banks & NBFCs
- Suited to larger requirements, including ₹1 Cr+ — no fixed minimum
- Advisory firm, not a lender — lenders decide approval and terms
Facility structuring
LAP, CGTMSE, CC/OD, term loan or a combination — matched to your cash flow.
Lender matching
Your profile compared against lender policies before any application.
File preparation
Documents organised so lenders can assess your case properly.
What our business funding consultants help with
- Loan against property — residential, commercial or industrial property, with end-use checked against the lender's scheme.
- CGTMSE / collateral-free MSME funding — where the business and facility are eligible under the scheme; CGTMSE is a guarantee cover, not a loan or an approval.
- Working capital CC / OD — new limits, renewal and enhancement of existing limits.
- Term loans — machinery, expansion and capital expenditure.
- Consolidation and refinancing — where restructuring multiple loans genuinely lowers cost or eases cash flow.
Want a quick self-check first? Try the eligibility calculator or the EMI calculator.
Frequently asked questions
Who should request a business funding consultation?
Business owners and finance heads planning a loan against property, a collateral-free MSME loan under CGTMSE where eligible, a working capital CC/OD limit, a term loan, or consolidation/refinancing of existing loans. It is most useful for larger or more complex requirements where structure and lender fit matter — there is no fixed minimum amount.
What does a business loan consultant do?
A consultant reviews your business profile, funding need and existing obligations, suggests a suitable facility structure, prepares the file and presents it to lenders whose policies fit your case. MoneyMax Fingrow is a loan advisory firm and channel partner, not a lender.
Does a consultation guarantee loan approval?
No. A consultation does not guarantee approval, amount, interest rate or tenure. Final eligibility, rate, amount, tenure and approval are decided by the respective bank or NBFC after its own assessment.
Which documents should I keep ready?
Typically: last 2–3 years' ITRs and audited financials, recent GST returns, 6–12 months of bank statements, existing loan sanction letters and statements, business registration/KYC, and property papers if you are considering a loan against property. Exact requirements vary by lender. We do not ask for Aadhaar or PAN in this form.
How is the lender selected?
We compare your profile — turnover, vintage, security, credit history and funding purpose — against the policies of the banks and NBFCs we work with, and shortlist those whose criteria fit. You see the terms each lender offers before deciding; the choice is yours.