Chennai, India
Loan Against Property in Chennai
Unlock the value of your Chennai residential or commercial property. LAP up to ₹15 Cr at interest rates starting 9% p.a., tenure up to 15 years, from 48+ leading banks and NBFCs.
9.00%
Rate from
₹15 Cr
Max amount
Up to 180 mo
Tenure
Why Chennai borrowers choose us
Loans up to 70% of property value
Highest LTV we can negotiate, basis lender appetite for your locality and property type.
Rates from 9.00% p.a.
Among the cheapest secured loan options in India — significantly lower than unsecured loans.
Long 15-year tenure
Comfortable EMIs that fit your cash flow, with no prepayment penalty on floating rate loans.
End-to-end legal & valuation handled
Our team coordinates legal opinion, valuation and bank sanction so you focus on the use of funds.
Eligibility
- Self-owned residential / commercial property in Chennai
- Salaried (₹50k+ take-home) or self-employed (3+ years vintage)
- Aged 24–65
- CIBIL 700+ preferred
- Clean property title
Documents needed
- PAN & Aadhaar
- Property title deed + chain
- EC, patta, building approval
- Latest 3 yrs ITR / 6 months salary slips
- 12 months bank statements
60-second check
Are you eligible for a loan against property?
Step 1 of 3
What is the loan for?
Plan your EMI
Monthly EMI
₹54,356
*Indicative EMI. Actual interest rate depends on lender, credit profile & eligibility.
Indicative rates & fees
| Product | Interest rate (p.a.) | Tenure | Processing fee |
|---|---|---|---|
| Unsecured Business Loan | 10.50% – 24.00% | 12–60 months | 1–3% |
| Loan Against Property | 9.00% – 13.50% | Up to 180 months | 0.5–2% |
| Home Loan | 8.35% – 10.50% | Up to 360 months | 0.25–1% |
| Personal Loan | 10.49% – 24.00% | 12–84 months | 1–3% |
| Working Capital / OD | 10.00% – 16.50% | Renewable yearly | 0.5–1.5% |
| Car Loan | 8.75% – 12.50% | 12–84 months | 0.5–1% |
Rates are indicative, vary by lender, profile, CIBIL score and tenure. Final terms confirmed by the lending bank/NBFC at sanction.
Serving every neighbourhood in Chennai
Our advisors visit you wherever you are — including Anna Nagar, T. Nagar, Velachery, OMR, Adyar, Mylapore, Nungambakkam, Tambaram.