All services
Business & MSME
Term Loan
Structured medium-to-long term funding for capex, expansion, machinery or business growth.
- Interest rate
- 10.5% – 18% p.a.
- Loan amount
- ₹5 lakh – ₹25 crore
- Tenure
- 3 – 10 years
- Processing fee
- 1% – 2%
Eligibility
- 3+ years business vintage
- Profitable operations for last 2 years
- Clear purpose of funds
Documents required
- KYC
- GST returns
- ITR + financials (3 yr)
- Project report / asset quotation
- Bank statements
Key features
- Fixed or floating rate options
- Structured EMI schedule
- Capex and expansion funding
- Longer tenure than working capital
Best for: Capex, expansion, machinery, factory setup, long-term business assets.
Insider tip: Match the loan tenure to the asset life — short tenure on long-life assets strains cashflow.
Why apply through Moneymax Fingrow
- 19 years of lending expertise and ₹1,048 Cr+ disbursed.
- 48+ banks & NBFCs compared in a single application.
- Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
- Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.
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