Chennai · Tamil Nadu
Term loan in Chennai for machinery, expansion and acquisition
Structured term loans for Chennai businesses — machinery purchase, plant expansion, commercial property or takeover of a costlier facility. Tenures up to 10 years with moratorium where justified.
10.5% p.a.
Rate from
₹50 Cr
Max amount
Up to 10 yrs
Tenure
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Local advisors based in Chennai, Tamil Nadu, India. No CIBIL impact.
Why borrowers in Chennai choose us
48+ lenders. One local advisor.
A Chennai-registered advisory, not a call centre
Moneymax Fingrow is registered in Chennai, Tamil Nadu. Your advisor speaks Tamil and English, and meets you in Chennai — no outsourced tele-callers.
48+ banks and NBFCs compared in one sitting
We place your file with the lenders whose credit policy actually matches your profile, so you avoid repeated rejections and CIBIL damage.
Rate and structure negotiated for you
Overdraft, cash credit, term loan or LAP — we negotiate pricing, tenure and collateral cover, then reduce EMI or interest later through balance transfer.
Zero advance fee to the borrower
We are an empanelled DSA. Our fee comes from the lender on disbursement. Nothing is collected from you upfront.
Areas we serve in Chennai
Our advisors meet you at your home or office — T. Nagar, Anna Nagar, Adyar, Velachery, OMR / Sholinganallur, Guindy, Ambattur, Porur, Tambaram, Mylapore, Perungudi, Thiruvanmiyur and every neighbourhood in between.
Plan your EMI
Monthly EMI
₹54,356
*Indicative EMI. Actual interest rate depends on lender, credit profile & eligibility.
Chennai loan questions, answered
Can I get a moratorium on a term loan?
For machinery or project loans, most lenders allow a 3–12 month moratorium on principal so repayment starts once the asset begins generating revenue.
What margin do lenders expect?
Typically 15–25% of the asset cost as promoter contribution, lower under some MSME and government-linked schemes.
Is prepayment allowed?
Floating-rate loans to individuals and eligible MSMEs generally carry no foreclosure charge. Fixed-rate facilities may attract 2–4%. We confirm this in writing before you sign.