Chennai, India
Home Loan in Chennai
Home loans in Chennai for purchase, construction, balance transfer or top-up. Up to ₹10 Cr at rates starting 8.35% p.a., tenure up to 30 years, from 48+ banks and NBFCs.
8.35%
Rate from
₹10 Cr
Max amount
Up to 360 mo
Tenure
Why Chennai borrowers choose us
Rates from 8.35% p.a.
Among the lowest home loan rates in India — and we'll negotiate a further reduction on your behalf.
Up to 90% funding
Loan-to-value up to 90% of property cost, subject to lender norms and your income profile.
Tax benefits guidance
We help you structure the loan for maximum Section 24(b) interest and Section 80C principal deductions.
Balance transfer + top-up
Currently servicing a home loan? We'll move it to a cheaper lender and unlock a top-up too.
Eligibility
- Salaried with ₹30k+ take-home, OR self-employed with 3+ years vintage
- Aged 23–65 at loan maturity
- Property in Chennai with clear title
- CIBIL 700+ preferred
Documents needed
- PAN & Aadhaar
- 6 months bank statements
- Salary slips / 3 yrs ITR
- Property documents — sale agreement, approved plan, EC, patta
- Builder NOC if applicable
60-second check
Are you eligible for a home loan?
Step 1 of 3
What is the loan for?
Plan your EMI
Monthly EMI
₹54,356
*Indicative EMI. Actual interest rate depends on lender, credit profile & eligibility.
Indicative rates & fees
| Product | Interest rate (p.a.) | Tenure | Processing fee |
|---|---|---|---|
| Unsecured Business Loan | 10.50% – 24.00% | 12–60 months | 1–3% |
| Loan Against Property | 9.00% – 13.50% | Up to 180 months | 0.5–2% |
| Home Loan | 8.35% – 10.50% | Up to 360 months | 0.25–1% |
| Personal Loan | 10.49% – 24.00% | 12–84 months | 1–3% |
| Working Capital / OD | 10.00% – 16.50% | Renewable yearly | 0.5–1.5% |
| Car Loan | 8.75% – 12.50% | 12–84 months | 0.5–1% |
Rates are indicative, vary by lender, profile, CIBIL score and tenure. Final terms confirmed by the lending bank/NBFC at sanction.
Serving every neighbourhood in Chennai
Our advisors visit you wherever you are — including Anna Nagar, T. Nagar, Velachery, OMR, Tambaram, Adyar, Porur, Sholinganallur, Pallavaram.