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Core Advisory Services
Debt Consolidation
Merge multiple loans into one structured facility — lower EMI, simpler tracking, better cashflow.
- EMI reduction
- EMI reduction up to 40%
- Min outstanding
- Outstanding loans ₹5L+
- New tenure
- Extendable up to 20 years
- Advisory fee
- 0.5% – 1.5%
Eligibility
- 3+ active loans or high credit card dues
- Stable income to service consolidated EMI
- Clear repayment track
Documents required
- All existing loan statements
- Foreclosure letters
- KYC
- Income proof
- Bank statements
Best for: Professionals, business owners with multiple obligations seeking simplicity.
Insider tip: Consolidate only if the blended rate drops by at least 2% — otherwise you extend cost, not reduce it.
Why apply through Moneymax Fingrow
- 19 years of lending expertise and ₹1,048 Cr+ disbursed.
- 48+ banks & NBFCs compared in a single application.
- Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
- Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.
Related Core Advisory Services
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ViewEMI Reduction
Restructure existing loans to reduce monthly outgo without hurting your credit profile.
ViewInterest Rate Reduction
Negotiate balance transfer or rate reset to reduce the interest rate on your existing loan.
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