Core Advisory Services
Debt Consolidation
Merge multiple loans into one structured facility — lower EMI, simpler tracking, better cashflow.
- EMI reduction
- EMI reduction up to 40%
- Min outstanding
- Outstanding loans ₹5L+
- New tenure
- Extendable up to 20 years
- Advisory fee
- 0.5% – 1.5%
Indicative figures only. The final amount, interest rate and tenure are subject to lender eligibility, property valuation, cash flow and credit policy. Approval is decided by the lender.
Eligibility
- 3+ active loans or high credit card dues
- Stable income to service consolidated EMI
- Clear repayment track
Documents required
- All existing loan statements
- Foreclosure letters
- KYC
- Income proof
- Bank statements
Best for: Professionals, business owners with multiple obligations seeking simplicity.
Insider tip: Consolidate only if the blended rate drops by at least 2% — otherwise you extend cost, not reduce it.
Why apply through Moneymax Fingrow
- Founders with 19+ years of banking and NBFC experience; ₹1,048 Cr+ disbursed since 2017.
- 48+ banks & NBFCs compared in a single application.
- Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
- Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.
Free 2026 rate guide
MSME Loan Interest Rates 2026: 48+ Banks & NBFCs Compared
See which lender gives your business the cheapest money — from 8.5% p.a., approval in 48 hours.
Comparing facilities rather than one product? Our business loan and MSME funding guide sets out working capital finance, overdraft, cash credit, term loan and loan against property side by side.
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