FAQ
Frequently asked questions
Quick answers on eligibility, documentation, processing and our services.
What loan products does Moneymax Fingrow offer?+
We offer business loans, MSME loans, loan against property, home loans, personal loans, car loans, professional loans, term loans, overdraft, cash credit, credit cards and insurance — sourced from 48+ banks and NBFCs.
How fast can I get a loan disbursed?+
Unsecured personal and business loans can be disbursed in 3–7 working days. Secured loans like LAP and home loans typically take 10–21 working days based on documentation and valuation.
What is the minimum eligibility for a business loan?+
Most lenders require a business vintage of 2–3 years, annual turnover of ₹40 lakh+, ITR-filed financials and a CIBIL score of 700+. We help match you with lenders that fit your profile.
What documents are required to apply?+
KYC (PAN, Aadhaar), 6–12 months bank statements, 2–3 years ITR & financials (for business), GST returns where applicable, and property documents for secured loans.
Do you charge any upfront fees from customers?+
We do not charge any fee until your loan is sanctioned. Our processing & advisory fees are transparent and shared upfront, before you commit.
Will applying through Moneymax Fingrow affect my CIBIL score?+
We do a soft eligibility check first, which does not impact your score. A hard enquiry is raised only when you choose to formally apply with a lender.
Can I get a loan if my CIBIL score is low?+
Yes, in many cases. We work with NBFCs that consider cash-flow-based underwriting, co-applicants and secured options to help low-score borrowers access credit.
How does the franchise / DSA partnership work?+
You sign up as a Moneymax Fingrow franchise partner, get trained on our 48+ lender products, and earn commissions on every loan disbursed through you. Visit our Franchise page to apply.
Which cities does Moneymax Fingrow operate in?+
We serve clients across 16+ cities in India including Chennai, Bengaluru, Hyderabad, Coimbatore, Madurai, Mumbai, Pune, Delhi NCR and more.
How do I contact Moneymax Fingrow?+
You can reach us via the Contact page, email hello@moneymaxfingrow.com or call our advisory line. A loan expert will respond within 24 hours.
Still have questions?
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