Business & MSME

Overdraft (OD)

Revolving credit facility for working capital — pay interest only on the amount you use.

Eligibility

Best for: Seasonal cashflow gaps, inventory purchases, managing receivables cycles.

Insider tip: Use at least 60% of the limit every quarter — low utilisation leads to renewal downgrade or cancellation.

19 years of lending expertise and ₹1,048 Cr+ disbursed.
48+ banks & NBFCs compared in a single application.
Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.

Working capital limit against stock and book debts for traders, manufacturers and distributors.

Structured medium-to-long term funding for capex, expansion, machinery or business growth.

Collateral-free term loan for working capital, expansion or equipment.

Revolving credit for daily operations — pay interest only on utilised amount.