Home & Property
Home Loan
Buy, construct or renovate a residential property.
- Interest rate
- 8.35% – 10.50% p.a. (RLLR-linked)
- Loan amount
- Up to ₹10 crore (up to 90% LTV)
- Tenure
- Up to 30 years
- Processing fee
- 0.25% – 0.5% (often waived)
Indicative figures only. The final amount, interest rate and tenure are subject to lender eligibility, property valuation, cash flow and credit policy. Approval is decided by the lender.
Eligibility
- Age 21 – 65 (at maturity)
- Salaried/self-employed
- CIBIL 750+ for best rates
Documents required
- KYC
- Income proof (3 mo salary / 3 yr ITR)
- Property papers, sale agreement
- 6 mo bank statement
Best for: Long tenures and secured pricing, typically the lowest-cost retail borrowing where eligibility fits.
Tax benefit: Sec 24(b): interest up to ₹2L/yr · Sec 80C: principal up to ₹1.5L/yr.
Insider tip: Prefer repo-rate-linked floating over fixed — rate cuts pass through within a quarter.
Why apply through Moneymax Fingrow
- Founders with 19+ years of banking and NBFC experience; ₹1,048 Cr+ disbursed since 2017.
- 48+ banks & NBFCs compared in a single application.
- Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
- Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.
Free 2026 rate guide
MSME Loan Interest Rates 2026: 48+ Banks & NBFCs Compared
See which lender gives your business the cheapest money — from 8.5% p.a., approval in 48 hours.
Comparing facilities rather than one product? Our business loan and MSME funding guide sets out working capital finance, overdraft, cash credit, term loan and loan against property side by side.