All services
Home & Property
Home Loan
Buy, construct or renovate a residential property.
- Interest rate
- 8.10% – 9.75% p.a. (RLLR-linked)
- Loan amount
- Up to ₹10 crore (up to 90% LTV)
- Tenure
- Up to 30 years
- Processing fee
- 0.25% – 0.5% (often waived)
Eligibility
- Age 21 – 65 (at maturity)
- Salaried/self-employed
- CIBIL 750+ for best rates
Documents required
- KYC
- Income proof (3 mo salary / 3 yr ITR)
- Property papers, sale agreement
- 6 mo bank statement
Best for: Longest tenure + lowest rate of any retail loan.
Tax benefit: Sec 24(b): interest up to ₹2L/yr · Sec 80C: principal up to ₹1.5L/yr.
Insider tip: Prefer repo-rate-linked floating over fixed — rate cuts pass through within a quarter.
Why apply through Moneymax Fingrow
- 19 years of lending expertise and ₹1,048 Cr+ disbursed.
- 48+ banks & NBFCs compared in a single application.
- Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
- Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.