Bangalore, India
Business Loan in Bangalore
Collateral-free MSME and working capital loans up to ₹50 lakh for Bangalore businesses — from Whitefield startups to Jayanagar traders. Advisory across 48+ banks and NBFCs; sanction and timelines depend on lender assessment.
10.5%
Rate from
₹50L
Max amount
12–60 mo
Tenure
Why Bangalore borrowers choose us
Bangalore-friendly underwriting
Lenders we work with understand the tech, startup and trading mix unique to Bangalore — IT services, D2C brands, garment exporters and more.
Indicative rates from 10.50% p.a.
We compare offers across 48+ lenders so Bangalore MSMEs can weigh interest and processing fees before signing. Final pricing is set by the lender.
Door-step pickup
Documentation collected at your office — Koramangala, HSR, Indiranagar, Whitefield, Electronic City, Yelahanka.
Loans up to ₹50L without collateral
Unsecured funding for inventory, payroll, expansion, or machinery.
Eligibility
- Business vintage 2+ years
- Annual turnover ₹40L+
- ITR filed for last 2 years
- CIBIL 700+ preferred
- Indian citizen, 23–65 years
Documents needed
- PAN & Aadhaar
- GST / Udyam / Shop Act
- 12 months bank statements
- 2 years ITR + financials
- Business address proof
60-second check
Are you eligible for a business loan?
Step 1 of 3
What is the loan for?
Plan your EMI
Monthly EMI
₹54,356
*Indicative EMI. Actual interest rate depends on lender, credit profile & eligibility.
Indicative rates & fees
| Product | Interest rate (p.a.) | Tenure | Processing fee |
|---|---|---|---|
| Overdraft (OD) | 10.00% – 16.00% | 12 months, renewable | 0.5–1.5% |
| Cash Credit (CC) | 9.00% – 16.00% | 12 months, renewable | 0.5–1.5% |
| Term Loan | 10.50% – 18.00% | 3–10 years | 1–2% |
| Loan Against Property | 9.00% – 13.50% | Up to 180 months | 0.5–2% |
| Unsecured Business Loan | 10.50% – 24.00% | 12–60 months | 1–3% |
| Home Loan | 8.35% – 10.50% | Up to 360 months | 0.25–1% |
| Working Capital / OD | 10.00% – 16.50% | Renewable yearly | 0.5–1.5% |
| Car Loan | 8.75% – 12.50% | 12–84 months | 0.5–1% |
Indicative rates as on 10 July 2026. Rates vary by lender, profile, CIBIL score and tenure. Final terms confirmed by the lending bank/NBFC at sanction.
Serving every neighbourhood in Bangalore
Our advisors visit you wherever you are — including Whitefield, Koramangala, HSR Layout, Indiranagar, Jayanagar, Electronic City, Yelahanka, Marathahalli.
Business Loan across India
See business loan details for other cities we serve.