Chennai, India
Mortgage Loan in Chennai
Mortgage loan in Chennai against your residential, commercial or industrial property. Borrow up to ₹15 Cr at rates from 9% p.a. with 15-year tenures, from 48+ banks and NBFCs.
9.00%
Rate from
₹15 Cr
Max amount
Up to 180 mo
Tenure
Why Chennai borrowers choose us
Up to 70% of property value
Highest mortgage LTV we can negotiate for your Chennai locality and property type.
Rates from 9.00% p.a.
Mortgage loans are the cheapest secured borrowing in India — far below unsecured credit.
Any legitimate end use
Business expansion, debt consolidation, education or medical needs — funds are yours to deploy.
Legal & valuation handled
We coordinate legal opinion, valuation and sanction across 48+ lenders so you don't run between banks.
Eligibility
- Self-owned property in Chennai with clear title
- Salaried (₹50k+ take-home) or self-employed (3+ years vintage)
- Aged 24–65
- CIBIL 700+ preferred
- Property in approved layout / with building approval
Documents needed
- PAN & Aadhaar
- Title deed + full document chain
- EC, patta, building approval
- Latest 3 yrs ITR / 6 months salary slips
- 12 months bank statements
60-second check
Are you eligible for a mortgage loan?
Step 1 of 3
What is the loan for?
Plan your EMI
Monthly EMI
₹54,356
*Indicative EMI. Actual interest rate depends on lender, credit profile & eligibility.
Indicative rates & fees
| Product | Interest rate (p.a.) | Tenure | Processing fee |
|---|---|---|---|
| Overdraft (OD) | 10.00% – 16.00% | 12 months, renewable | 0.5–1.5% |
| Cash Credit (CC) | 9.00% – 16.00% | 12 months, renewable | 0.5–1.5% |
| Term Loan | 10.50% – 18.00% | 3–10 years | 1–2% |
| Loan Against Property | 9.00% – 13.50% | Up to 180 months | 0.5–2% |
| Unsecured Business Loan | 10.50% – 24.00% | 12–60 months | 1–3% |
| Home Loan | 8.35% – 10.50% | Up to 360 months | 0.25–1% |
| Working Capital / OD | 10.00% – 16.50% | Renewable yearly | 0.5–1.5% |
| Car Loan | 8.75% – 12.50% | 12–84 months | 0.5–1% |
Rates are indicative, vary by lender, profile, CIBIL score and tenure. Final terms confirmed by the lending bank/NBFC at sanction.
Serving every neighbourhood in Chennai
Our advisors visit you wherever you are — including Anna Nagar, T. Nagar, Velachery, OMR, Adyar, Guindy, Ambattur, Porur.