All services
Business & MSME
Business Loan (Unsecured)
Collateral-free term loan for working capital, expansion or equipment.
- Interest rate
- 10.5% – 24% p.a.
- Loan amount
- ₹50,000 – ₹75 lakh
- Tenure
- 12 – 60 months
- Processing fee
- 1% – 3%
Eligibility
- 2+ years business vintage
- Turnover ₹40L+
- ITR for 2 years
- CIBIL 700+
Documents required
- PAN, Aadhaar (directors)
- GST/Udyam/Shop Act
- 12 mo bank statement
- 2 yr ITR + financials
Key features
- Collateral-free funding
- Quick approval
- Flexible end-use
- Minimal documentation
Best for: Speed (48-hr approval), no collateral, flexible end-use.
Insider tip: Maintain >₹1L average balance for 6 months before applying — improves bureau scoring.
Why apply through Moneymax Fingrow
- 19 years of lending expertise and ₹1,048 Cr+ disbursed.
- 48+ banks & NBFCs compared in a single application.
- Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
- Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.
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