Business & MSME
Business Loan (Unsecured)
Collateral-free term loan for working capital, expansion or equipment.
- Interest rate
- 10.50% – 24.00% p.a.
- Loan amount
- ₹50,000 – ₹75 lakh
- Tenure
- 12 – 60 months
- Processing fee
- 1% – 3%
Indicative figures only. The final amount, interest rate and tenure are subject to lender eligibility, property valuation, cash flow and credit policy. Approval is decided by the lender.
Eligibility
- 2+ years business vintage
- Turnover ₹40L+
- ITR for 2 years
- CIBIL 700+
Documents required
- PAN, Aadhaar (directors)
- GST/Udyam/Shop Act
- 12 mo bank statement
- 2 yr ITR + financials
Key features
- Collateral-free funding
- Quick approval
- Flexible end-use
- Minimal documentation
Best for: Speed (48-hr approval), no collateral, flexible end-use.
Insider tip: Maintain >₹1L average balance for 6 months before applying — improves bureau scoring.
Why apply through Moneymax Fingrow
- Founders with 19+ years of banking and NBFC experience; ₹1,048 Cr+ disbursed since 2017.
- 48+ banks & NBFCs compared in a single application.
- Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
- Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.
Free 2026 rate guide
MSME Loan Interest Rates 2026: 48+ Banks & NBFCs Compared
See which lender gives your business the cheapest money — from 8.5% p.a., approval in 48 hours.
Comparing facilities rather than one product? Our business loan and MSME funding guide sets out working capital finance, overdraft, cash credit, term loan and loan against property side by side.
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