Business & MSME
Invoice Discounting
Get paid today against invoices raised on creditworthy buyers.
- Interest rate
- 10% – 18% p.a.
- Loan amount
- Up to 90% of invoice value
- Tenure
- 30 – 180 days per invoice
- Processing fee
- 0.5% – 1.5% per drawdown
Indicative figures only. The final amount, interest rate and tenure are subject to lender eligibility, property valuation, cash flow and credit policy. Approval is decided by the lender.
Eligibility
- B2B business
- Creditworthy buyers (corporates/PSUs)
- GST registered
Documents required
- Invoice, PO, buyer acceptance
- GST returns
- Bank statement
Best for: MSMEs with long buyer credit cycles (45–90 days).
Insider tip: Use TReDS (RXIL, M1xchange, Invoicemart) — RBI-regulated platforms with the best rates.
Why apply through Moneymax Fingrow
- Founders with 19+ years of banking and NBFC experience; ₹1,048 Cr+ disbursed since 2017.
- 48+ banks & NBFCs compared in a single application.
- Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
- Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.
Free 2026 rate guide
MSME Loan Interest Rates 2026: 48+ Banks & NBFCs Compared
See which lender gives your business the cheapest money — from 8.5% p.a., approval in 48 hours.
Comparing facilities rather than one product? Our business loan and MSME funding guide sets out working capital finance, overdraft, cash credit, term loan and loan against property side by side.
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