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Business & MSME
MSME / MUDRA Loan
Government-backed loan under PMMY for micro & small enterprises.
- Interest rate
- 8.5% – 12% p.a.
- Loan amount
- Up to ₹20 lakh (Shishu/Kishore/Tarun/Tarun Plus)
- Tenure
- Up to 7 years
- Processing fee
- Nil – 0.5%
Eligibility
- Non-corporate small business
- Udyam registration
- Indian citizen
Documents required
- KYC
- Business proof (Udyam/GST)
- 6 mo bank statement
- Quotation if equipment
Best for: First-time borrowers, micro units, no collateral up to ₹10L (CGTMSE).
Insider tip: Apply via Jan Samarth or PSB Loans in 59 Minutes portal for fastest in-principle approval.
Why apply through Moneymax Fingrow
- 19 years of lending expertise and ₹1,048 Cr+ disbursed.
- 48+ banks & NBFCs compared in a single application.
- Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
- Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.
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