All services
Personal & Lifestyle
Personal Loan
Unsecured loan for any personal use — weddings, travel, medical, debt consolidation.
- Interest rate
- 10.49% – 24% p.a.
- Loan amount
- ₹50,000 – ₹40 lakh
- Tenure
- 12 – 72 months
- Processing fee
- 0.5% – 3% + GST
Eligibility
- Salaried: ₹20,000+ monthly take-home
- Self-employed: 2+ years ITR, ₹3L+ income
- Age 21 – 60
- CIBIL 720+ preferred
Documents required
- PAN, Aadhaar
- Last 3 salary slips / 2 yr ITR
- 6 months bank statement
- Address proof
Key features
- Disbursal in 24–48 hours
- No collateral or guarantor
- Flexible end-use
- Pre-closure after 6 EMIs
Best for: Quick funds (24–48 hrs), no end-use restriction, no collateral.
Insider tip: Check pre-approved offers first with your salary bank — rates can be 1–3% lower.
Why apply through Moneymax Fingrow
- 19 years of lending expertise and ₹1,048 Cr+ disbursed.
- 48+ banks & NBFCs compared in a single application.
- Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
- Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.