Personal & Lifestyle
Credit Card Loan
Convert big-ticket card spends or get cash from your existing credit limit.
- Interest rate
- 12% – 36% p.a.
- Loan amount
- Up to 80% of credit limit
- Tenure
- 3 – 60 months
- Processing fee
- 1% – 3%
Indicative figures only. The final amount, interest rate and tenure are subject to lender eligibility, property valuation, cash flow and credit policy. Approval is decided by the lender.
Eligibility
- Active credit card with available limit
- Clean repayment track of 6+ months
Documents required
- No fresh documents for existing cardholders
Best for: Instant disbursal, no paperwork, useful for short-term emergencies.
Insider tip: Cash-on-card APR is among the highest in lending — close it within 3–6 months.
Why apply through Moneymax Fingrow
- Founders with 19+ years of banking and NBFC experience; ₹1,048 Cr+ disbursed since 2017.
- 48+ banks & NBFCs compared in a single application.
- Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
- Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.
Free 2026 rate guide
MSME Loan Interest Rates 2026: 48+ Banks & NBFCs Compared
See which lender gives your business the cheapest money — from 8.5% p.a., approval in 48 hours.
Comparing facilities rather than one product? Our business loan and MSME funding guide sets out working capital finance, overdraft, cash credit, term loan and loan against property side by side.