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Personal & Lifestyle
Credit Card Loan
Convert big-ticket card spends or get cash from your existing credit limit.
- Interest rate
- 12% – 36% p.a.
- Loan amount
- Up to 80% of credit limit
- Tenure
- 3 – 60 months
- Processing fee
- 1% – 3%
Eligibility
- Active credit card with available limit
- Clean repayment track of 6+ months
Documents required
- No fresh documents for existing cardholders
Best for: Instant disbursal, no paperwork, useful for short-term emergencies.
Insider tip: Cash-on-card APR is among the highest in lending — close it within 3–6 months.
Why apply through Moneymax Fingrow
- 19 years of lending expertise and ₹1,048 Cr+ disbursed.
- 48+ banks & NBFCs compared in a single application.
- Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
- Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.