Personal & Lifestyle
Professional Loan
Unsecured loans for doctors, CAs, architects and consultants — for practice expansion and equipment.
- Interest rate
- 10.49% – 18% p.a.
- Loan amount
- ₹5 lakh – ₹75 lakh
- Tenure
- 12 – 84 months
- Processing fee
- 0.5% – 2% + GST
Indicative figures only. The final amount, interest rate and tenure are subject to lender eligibility, property valuation, cash flow and credit policy. Approval is decided by the lender.
Eligibility
- Practising professional with degree & registration
- 2+ years of practice with ITR
- Age 25 – 65
- CIBIL 700+ preferred
Documents required
- PAN, Aadhaar
- Professional degree / registration certificate
- 2 yr ITR & 6 months bank statement
- Clinic / office proof
Key features
- Disbursal in 24–48 hours
- No collateral or guarantor
- Higher limits for doctors & CAs
- Pre-closure after 6 EMIs
Best for: Professionals funding practice growth without collateral.
Insider tip: Banks run special professional-loan programmes for doctors & CAs — rates are 1–2% lower than standard unsecured loans.
Why apply through Moneymax Fingrow
- Founders with 19+ years of banking and NBFC experience; ₹1,048 Cr+ disbursed since 2017.
- 48+ banks & NBFCs compared in a single application.
- Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
- Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.
Free 2026 rate guide
MSME Loan Interest Rates 2026: 48+ Banks & NBFCs Compared
See which lender gives your business the cheapest money — from 8.5% p.a., approval in 48 hours.
Comparing facilities rather than one product? Our business loan and MSME funding guide sets out working capital finance, overdraft, cash credit, term loan and loan against property side by side.