Personal & Lifestyle
Gold Loan
Secured loan against 18k–22k gold jewellery or coins.
- Interest rate
- 8.5% – 18% p.a.
- Loan amount
- ₹10,000 – ₹2 crore (up to 75% LTV per RBI)
- Tenure
- 3 – 36 months
- Processing fee
- 0.5% – 1%
Indicative figures only. The final amount, interest rate and tenure are subject to lender eligibility, property valuation, cash flow and credit policy. Approval is decided by the lender.
Eligibility
- Age 18+
- Owner of pledged gold
- No income proof needed
Documents required
- PAN, Aadhaar
- Address proof
- Passport-size photo
Best for: Quick access to cash against gold, typically priced below unsecured options; lenders weigh the pledged gold heavily.
Insider tip: Choose 'bullet repayment' only if you have a clear exit plan; EMI option keeps interest cost lower.
Why apply through Moneymax Fingrow
- Founders with 19+ years of banking and NBFC experience; ₹1,048 Cr+ disbursed since 2017.
- 48+ banks & NBFCs compared in a single application.
- Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
- Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.
Free 2026 rate guide
MSME Loan Interest Rates 2026: 48+ Banks & NBFCs Compared
See which lender gives your business the cheapest money — from 8.5% p.a., approval in 48 hours.
Comparing facilities rather than one product? Our business loan and MSME funding guide sets out working capital finance, overdraft, cash credit, term loan and loan against property side by side.
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