All services
Personal & Lifestyle
Gold Loan
Secured loan against 18k–22k gold jewellery or coins.
- Interest rate
- 8.5% – 18% p.a.
- Loan amount
- ₹10,000 – ₹2 crore (up to 75% LTV per RBI)
- Tenure
- 3 – 36 months
- Processing fee
- 0.5% – 1%
Eligibility
- Age 18+
- Owner of pledged gold
- No income proof needed
Documents required
- PAN, Aadhaar
- Address proof
- Passport-size photo
Best for: Same-day cash, lowest rates among unsecured-feel loans, no CIBIL dependency.
Insider tip: Choose 'bullet repayment' only if you have a clear exit plan; EMI option keeps interest cost lower.
Why apply through Moneymax Fingrow
- 19 years of lending expertise and ₹1,048 Cr+ disbursed.
- 48+ banks & NBFCs compared in a single application.
- Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
- Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.