Business & MSME
Startup / Stand-Up India Loan
Funding for SC/ST/Women entrepreneurs and DPIIT-recognised startups.
- Interest rate
- Base rate + 3% (≈ 11% – 14%)
- Loan amount
- ₹10 lakh – ₹1 crore
- Tenure
- Up to 7 years (18 mo moratorium)
- Processing fee
- Nil – 1%
Indicative figures only. The final amount, interest rate and tenure are subject to lender eligibility, property valuation, cash flow and credit policy. Approval is decided by the lender.
Eligibility
- Greenfield enterprise (mfg/services/trading)
- 51%+ stake by SC/ST/woman
- Not in default
Documents required
- Project report
- KYC
- Caste/gender proof if applicable
- Land/lease documents
Best for: First-generation entrepreneurs with viable project reports.
Insider tip: Approach SIDBI-empanelled banks first — they have a dedicated Stand-Up India desk.
Why apply through Moneymax Fingrow
- Founders with 19+ years of banking and NBFC experience; ₹1,048 Cr+ disbursed since 2017.
- 48+ banks & NBFCs compared in a single application.
- Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
- Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.
Free 2026 rate guide
MSME Loan Interest Rates 2026: 48+ Banks & NBFCs Compared
See which lender gives your business the cheapest money — from 8.5% p.a., approval in 48 hours.
Comparing facilities rather than one product? Our business loan and MSME funding guide sets out working capital finance, overdraft, cash credit, term loan and loan against property side by side.
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