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Specialised
Kisan Credit Card (KCC)
Short-term credit for crop cultivation, allied activities and household needs.
- Interest rate
- 7% p.a. effective (after 3% prompt-payment subvention)
- Loan amount
- Based on cropping pattern & scale of finance
- Tenure
- Renewable annually for 5 years
- Processing fee
- Nil up to ₹3L
Eligibility
- Farmer (owner / tenant / oral lessee)
- Self-help groups
- Joint liability groups
Documents required
- KYC
- Land records
- Crop pattern declaration
Best for: Crop loans up to ₹3L at 7% effective rate.
Insider tip: Pay before due date to claim the 3% interest subvention — it slips silently otherwise.
Why apply through Moneymax Fingrow
- 19 years of lending expertise and ₹1,048 Cr+ disbursed.
- 48+ banks & NBFCs compared in a single application.
- Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
- Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.
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