Specialised
Loan Against Securities
Pledge listed shares, mutual funds, bonds or insurance to get a credit line.
- Interest rate
- 9% – 12% p.a.
- Loan amount
- ₹1L – ₹20 crore (50% LTV equity, 80% debt MF)
- Tenure
- 12 months, renewable
- Processing fee
- 0.5% – 1%
Indicative figures only. The final amount, interest rate and tenure are subject to lender eligibility, property valuation, cash flow and credit policy. Approval is decided by the lender.
Eligibility
- Demat holdings in approved scrips
- Indian resident, age 18+
Documents required
- KYC
- Demat account proof
- Lien marking authorisation
Best for: Liquidity without selling long-term holdings or breaking tax exemptions.
Insider tip: Limit utilisation to 40% — leaves cushion against market volatility & margin calls.
Why apply through Moneymax Fingrow
- Founders with 19+ years of banking and NBFC experience; ₹1,048 Cr+ disbursed since 2017.
- 48+ banks & NBFCs compared in a single application.
- Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
- Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.
Free 2026 rate guide
MSME Loan Interest Rates 2026: 48+ Banks & NBFCs Compared
See which lender gives your business the cheapest money — from 8.5% p.a., approval in 48 hours.
Comparing facilities rather than one product? Our business loan and MSME funding guide sets out working capital finance, overdraft, cash credit, term loan and loan against property side by side.
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