All services
Specialised
Loan Against Securities
Pledge listed shares, mutual funds, bonds or insurance to get a credit line.
- Interest rate
- 9% – 12% p.a.
- Loan amount
- ₹1L – ₹20 crore (50% LTV equity, 80% debt MF)
- Tenure
- 12 months, renewable
- Processing fee
- 0.5% – 1%
Eligibility
- Demat holdings in approved scrips
- Indian resident, age 18+
Documents required
- KYC
- Demat account proof
- Lien marking authorisation
Best for: Liquidity without selling long-term holdings or breaking tax exemptions.
Insider tip: Limit utilisation to 40% — leaves cushion against market volatility & margin calls.
Why apply through Moneymax Fingrow
- 19 years of lending expertise and ₹1,048 Cr+ disbursed.
- 48+ banks & NBFCs compared in a single application.
- Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
- Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.
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