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Specialised
Loan Against Fixed Deposit
Borrow up to 90% of FD value at 1–2% over FD rate.
- Interest rate
- FD rate + 1% – 2%
- Loan amount
- Up to 90% of FD
- Tenure
- Linked to FD maturity
- Processing fee
- Usually nil
Eligibility
- Own / joint FD holder
Documents required
- FD receipt
- Lien letter
Best for: Cheapest emergency credit; preserves FD compounding & tax planning.
Insider tip: Take OD (not term loan) — pay interest only on amount drawn.
Why apply through Moneymax Fingrow
- 19 years of lending expertise and ₹1,048 Cr+ disbursed.
- 48+ banks & NBFCs compared in a single application.
- Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
- Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.
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