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Home & Property
Loan Against Property (LAP)
Mortgage residential, commercial or industrial property for any end-use.
- Interest rate
- 9.00% – 13.50% p.a.
- Loan amount
- Up to ₹100 Cr (50%–70% LTV)
- Tenure
- Up to 20 years
- Processing fee
- 0.5% – 1.5%
Indicative figures only. The final amount, interest rate and tenure are subject to lender eligibility, property valuation, cash flow and credit policy. Approval is decided by the lender.
Eligibility
- Owner of clear-title property
- Stable income (salaried or self-employed)
Documents required
- KYC
- Property chain documents
- Income proof
- 12 mo bank statement
Key features
- Up to 70% of property value
- Longest tenure among business funding
- Lower rate than unsecured loan
- Property can be residential, commercial or industrial
Best for: Large ticket sizes, longer tenure, lower rate than business loan.
Insider tip: Get a 'sanction-before-disbursal' deal to negotiate processing fees down.
Why apply through Moneymax Fingrow
- Founders with 19+ years of banking and NBFC experience; ₹1,048 Cr+ disbursed since 2017.
- 48+ banks & NBFCs compared in a single application.
- Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
- Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.
Free 2026 rate guide
MSME Loan Interest Rates 2026: 48+ Banks & NBFCs Compared
See which lender gives your business the cheapest money — from 8.5% p.a., approval in 48 hours.
Comparing facilities rather than one product? Our business loan and MSME funding guide sets out working capital finance, overdraft, cash credit, term loan and loan against property side by side.