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Specialised
Balance Transfer / Top-Up
Move existing loan to a cheaper lender + borrow extra against the same property/asset.
- Interest rate
- Home: 8.25%+ · Personal: 10.5%+
- Loan amount
- Outstanding + up to 30% top-up
- Tenure
- Remaining tenure (extendable)
- Processing fee
- 0.25% – 1%
Eligibility
- 12+ EMIs paid on time
- Clean CIBIL
- Original loan documents available
Documents required
- Existing loan statement
- Foreclosure letter
- KYC
- Income proof
Best for: Saving 1–2% rate over the life of a long-tenure loan = lakhs in interest.
Insider tip: BT makes sense only if remaining tenure > 5 yrs AND rate saving > 0.50%.
Why apply through Moneymax Fingrow
- 19 years of lending expertise and ₹1,048 Cr+ disbursed.
- 48+ banks & NBFCs compared in a single application.
- Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
- Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.
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