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Balance Transfer / Top-Up

Move existing loan to a cheaper lender + borrow extra against the same property/asset.

Interest rate
Home: 8.25%+ · Personal: 10.5%+
Loan amount
Outstanding + up to 30% top-up
Tenure
Remaining tenure (extendable)
Processing fee
0.25% – 1%

Eligibility

  • 12+ EMIs paid on time
  • Clean CIBIL
  • Original loan documents available

Documents required

  • Existing loan statement
  • Foreclosure letter
  • KYC
  • Income proof

Best for: Saving 1–2% rate over the life of a long-tenure loan = lakhs in interest.

Insider tip: BT makes sense only if remaining tenure > 5 yrs AND rate saving > 0.50%.

Why apply through Moneymax Fingrow

  • 19 years of lending expertise and ₹1,048 Cr+ disbursed.
  • 48+ banks & NBFCs compared in a single application.
  • Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
  • Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.
Moneymax

Ramesh K. from Chennai got Business Loan of ₹38,00,000

Sanctioned via Moneymax • 2 minutes ago