Specialised
Balance Transfer / Top-Up
Move existing loan to a cheaper lender + borrow extra against the same property/asset.
- Interest rate
- Home: 8.25%+ · Personal: 10.5%+
- Loan amount
- Outstanding + up to 30% top-up
- Tenure
- Remaining tenure (extendable)
- Processing fee
- 0.25% – 1%
Indicative figures only. The final amount, interest rate and tenure are subject to lender eligibility, property valuation, cash flow and credit policy. Approval is decided by the lender.
Eligibility
- 12+ EMIs paid on time
- Clean CIBIL
- Original loan documents available
Documents required
- Existing loan statement
- Foreclosure letter
- KYC
- Income proof
Best for: Saving 1–2% rate over the life of a long-tenure loan = lakhs in interest.
Insider tip: BT makes sense only if remaining tenure > 5 yrs AND rate saving > 0.50%.
Why apply through Moneymax Fingrow
- Founders with 19+ years of banking and NBFC experience; ₹1,048 Cr+ disbursed since 2017.
- 48+ banks & NBFCs compared in a single application.
- Doorstep document pick-up across Chennai, Bengaluru, Hyderabad and Mumbai.
- Transparent fees, lowest negotiated rates, end-to-end handholding till disbursal.
Free 2026 rate guide
MSME Loan Interest Rates 2026: 48+ Banks & NBFCs Compared
See which lender gives your business the cheapest money — from 8.5% p.a., approval in 48 hours.
Comparing facilities rather than one product? Our business loan and MSME funding guide sets out working capital finance, overdraft, cash credit, term loan and loan against property side by side.
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